Simplifying Insurance with Pico Insure

A seamless digital platform that connects customers with trusted insurance providers. Get insured instantly, manage policies effortlessly, and process claims within 24 hours.

Pico Insure Dashboard

What is Pico Insure?

Pico Insure is a powerful digital insurance platform that connects insurers with a wide customer base. It simplifies policy management, streamlines claims processing, and enhances customer engagement through a seamless experience.

Pico Insure Dashboard

Expand Your Market Reach

As an insurance partner, gain access to a growing pool of customers seeking coverage. Market your policies effectively and increase sign-ups with minimal effort.

Streamline Operations

Automate policy issuance, renewals, and claims processing, reducing administrative burdens and improving efficiency for your team.

Faster Claims & Higher Customer Satisfaction

Our system ensures claims are processed within 24 hours, boosting customer confidence and trust in your insurance services.


Frequently Asked Questions

Pico Insure is a comprehensive digital insurance platform that enables insurance companies to sell policies seamlessly via web, mobile apps, and USSD. It facilitates policy subscriptions, claims processing, and premium donations while providing analytics and customer management tools.

Insurance companies can onboard as partners by registering through the Nosmay platform. Once approved, they can get a personalized Demo URL for access. Insurers can list their policies, set pricing, and manage customer subscriptions seamlessly.

Pico Insure simplifies policy sales and claims processing, provides real-time analytics, expands market reach through digital channels, and enables seamless integration with mobile money and banking systems.

Yes, Pico Insure offers API integrations to connect seamlessly with your existing insurance management systems, ensuring smooth data exchange and operational efficiency.

Customers can submit claims directly through the platform, and insurance partners can review, process, and approve them within 24 hours. Approved claims can be used to pay for services with partnered providers.

Features of Pico Insurance

Insurance Subscription Management

Easily subscribe to various insurance policies with seamless payment options and real-time confirmations.

Pico Mobile App

Multiple Insurance Plans

Choose from different insurance plans covering health, life, accident, and more.

Flexible Payment Options

Pay via Mobile Money, bank transfers, or cards with instant verification.

Automated Renewals

Set up auto-renewals to keep your coverage active without manual intervention.

Subscription Tracking

View active, pending, and expired policies with clear status updates.


Claims Processing & Management

Easily file claims and get approvals within 24 hours, ensuring fast and hassle-free payouts.

Quick Claim Filing

Submit claims via the mobile app, web, or USSD with simple form completion.

24-Hour Processing

Receive claim approvals and payouts within 24 hours for eligible claims.

Partnered Service Providers

Use claim payouts directly with hospitals, pharmacies, and auto repair centers.

Real-Time Status Updates

Track your claim progress from submission to payout in real time.

Pico Claims Processing

Premium Donations & Wallet Management

Support others by donating a portion of your insurance premium and manage funds seamlessly.

Pico Wallet

Premium Donations

Contribute to a shared wallet, allowing others to receive insurance coverage assistance.

Secure Wallet Transactions

Deposit, withdraw, and transfer funds from your wallet with secure encryption.

Transaction History

Access a detailed log of all transactions made within your Pico Wallet.

Integrated Payments

Use wallet funds for premium payments, claims, or donations with a few clicks.


Sales Manager Portal

Empower insurance sales managers to onboard customers, manage subscriptions, and track sales performance.

Lead Registration

Sales managers can register new leads and onboard customers easily.

Subscription Management

Track customer subscriptions and help them enroll in policies.

Commission Tracking

View commission earnings and track payouts in real time.

Performance Analytics

Generate reports on sales performance and customer retention.

Pico Sales Manager Portal

Technical Requirements

To ensure optimal performance and security, Pico Insurance requires the following system specifications.

System Requirements

PICO Insure is a cloud-based insurance platform accessible from any web browser or mobile device. No additional hardware or software installation is required.

Deployment Options

Web Application: Manage insurance policies, claims, and premium donations from a secure and scalable online platform.

Mobile App: Access PICO Insure from anywhere with our mobile-friendly platform, available on Android and iOS for seamless policy management.

USSD Support: For customers without smartphones, PICO Insure provides a USSD-based interface for policy subscription and claims processing.

API Integration: Seamlessly connect with banks, telecoms, and third-party insurers for automated transactions and data synchronization.

Compliance & Security

PICO Insure is built with enterprise-grade security, including data encryption, multi-factor authentication, and strict compliance with insurance regulations. Your transactions and personal data remain protected at all times.

If you’re considering Pico Insure or just want more information simply fill out the form or call us at one of our regional phone numbers.

Nosmay will use the data provided hereunder in accordance with the Privacy Statement.