Modular Architecture
Built with Laravel and Vue.js to support independent modules like Insurance, Claims, Donations, and PicoSusu.
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Pico Insure is an end-to-end insurance management platform designed for Insurance Companies, Brokers, and Service Providers. It simplifies digital insurance distribution, policy management, and customer engagement through a secure, cloud-based ecosystem. With integrated modules for underwriting, claims, reporting, and donations, partners can deliver modern, accessible insurance experiences anytime, anywhere.
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PICO Insure digitizes every part of your insurance operation — from partner onboarding and policy subscriptions to claims processing and premium reconciliation. Built to handle micro and macro insurance models, it provides seamless automation, real-time visibility, and scalability for fast-growing providers.
Streamline operations with automated policy issuance, renewals, claims tracking, and instant communication channels.
Adheres to insurance data protection standards with encrypted transactions, audit trails, and centralized reporting.
Our Insurance Module simplifies how policies are created, sold, and managed. Firms can onboard insurance partners, define premiums, and automate renewals.
The Donations Module lets policyholders contribute a portion of their premiums to social causes. Admins can track, allocate, and report donations in real time.
PicoSusu empowers users to save and grow funds with interest. Choose fixed or flexible plans, set durations, and watch your balance grow securely.
The Wallet Module powers all financial movements on the platform. Deposit, withdraw, or transfer funds seamlessly between modules or external accounts.
The Admin Module offers full visibility into user roles, subscriptions, and analytics. It’s built for Super Admins, Partners, and Company Administrators.
Engineered for scalability, security, and seamless integration across insurance partners, customers, and payment systems.
PICO Insure runs on a robust modular architecture powered by Laravel, offering RESTful APIs, real-time integrations, and cloud-native scalability. It supports micro-insurance, donations, and savings modules under one unified ecosystem.
Choose a subscription plan that fits your insurance business needs — from startups to enterprise providers.
Ideal for small insurers or agencies starting digital distribution.
For insurers managing multiple products and agents.
For large-scale insurers requiring full data control and API integrations.
Find quick answers about how PICO Insure works — from policy subscriptions to your PicoSusu savings.
Simply create an account, choose your preferred insurance partner, and select a policy plan. Once payment is made through your PicoPico Wallet, your coverage becomes active immediately.
Premium Donations allow a small portion of your insurance premium to be allocated toward social impact causes. These donations are managed transparently, and you can view the total donated under your wallet’s Donation tab.
PicoSusu allows you to lock funds for a selected duration and earn interest. You can set fixed or flexible deductions from your PicoPico Wallet, and your savings will grow until the maturity date.
Your PicoPico Wallet is your main account for transactions. You can deposit via Mobile Money, Visa, or Bank Transfer, pay insurance premiums, transfer funds to your PicoSusu savings, or withdraw at any time.
Yes. PICO Insure supports multiple partners and company accounts. Administrators can configure partner access, assign roles, and manage licenses through the Admin dashboard.
Absolutely. PICO Insure uses bank-grade encryption and two-factor authentication to ensure your data and transactions are always protected.
Let’s collaborate to create digital solutions that transform your business.
Nosmay Enterprise
Accra, Ghana
hello@nosmay.com
+233 50 123 4567
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